Privacy Policy

1. Introduction and Data Controller

Garden Harbor Daily ("we," "us," or "our") operates the website dedicated to personal debt management and credit card strategies in Winnipeg, Manitoba. We are committed to protecting the privacy and security of your personal information.

In accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada and the Personal Information Protection Act (where applicable), Garden Harbor Daily acts as the data controller. We ensure that all personal data is handled with the highest standards of integrity and transparency.

2. Information We Collect

3. Legal Basis for Processing

Under Canadian law (PIPEDA), we process your data based on one of the following legal grounds:

• Consent: When you voluntarily provide information via forms or newsletter subscriptions.
• Contractual Necessity: When processing is required to provide the services you requested.
• Legal Obligation: When we must comply with Canadian federal or provincial laws.
• Legitimate Interests: For the improvement of our services, fraud prevention, and internal administration, provided these interests do not override your fundamental rights.

4. Cookie Protocol

We use cookies and similar tracking technologies to track the activity on our service and hold certain information. You can manage your preferences through your browser settings.

5. Data Retention and Security

Garden Harbor Daily retains personal data only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to those employees and third parties who have a business need to know.

6. Your Rights as a Data Subject

In accordance with Canadian privacy legislation, you have specific rights regarding your personal information:

7. International Transfers

As Garden Harbor Daily operates in Winnipeg, Manitoba, your data is primarily stored on servers located in Canada. However, some of our service providers may be located outside of Canada. In such cases, we ensure that the transfer is protected by appropriate safeguards (such as standard contractual clauses) to maintain a level of protection equivalent to Canadian standards.

8. Third-Party Links

This website may include links to third-party websites, plug-ins, and applications. Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. We encourage you to read the privacy policy of every website you visit, such as: